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Best Reward Programs in 2026

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Reward programs are one of the best ways companies can build brand loyalty, and one of the best ways shoppers can save money on the items they love. Combined with coupons and other offers, loyalty programs help members score steep discounts every time they buy.

What is a Rewards Program?

A rewards program, or loyalty program, is a perk that offers shoppers discounts and other benefits as a thank you for shopping with the company. Retailers often use a marketing strategy, with each rewards program working differently, but members are likely to earn points, save a flat percentage off every purchase, or score a freebie at regular intervals.

Rewards programs can also be called “memberships” or “clubs,” but the best ones don’t cost anything to join. Shoppers simply provide the store some basic information like name, phone number, and email address, and then start earning rewards. Sometimes, shoppers can earn access to discounts and benefits by meeting a certain spending threshold.

What Stores Have Rewards Programs?

In today’s competitive market, a wide range of stores offer a customer reward program of some sort. The best way to understand exactly how a given loyalty program works is to read up on the details, so we’ve outlined the best 18 customer loyalty programs below.

  • Bed Bath & Beyond
  • Bath & Body Works
  • Dick’s Sporting Goods
  • Kohl’s
  • Macy’s

Quick picks to start saving fast

Not sure where to start? These memberships are a great “first click” depending on what you buy most often.

Top pickWhy it’s worth itCostJump to
⭐ Best “set it and forget it” free rewardsEarn 1% back on purchases and unlock deals in the app.FreeTarget Circle
⭐ Best free rewards if you shop oftenEarn 5% back in Kohl’s Cash-style rewards (and more if you have their card).FreeKohl’s Rewards
⭐ Best for pharmacy and everyday essentialsEarn 2% back in ExtraBucks Rewards and get personalized offers.FreeCVS ExtraCare
⭐ Best paid membership for delivery perksFree delivery on eligible $35+ orders, fast shipping, and fuel savings.$12.95/month or $98/yearWalmart+
⭐ Best for tech support and protectionPaid tiers add member pricing, extended returns, and (with Total) tech support + protection plans.Free-$179.99/yearMy Best Buy
⭐ Best for pet parents who buy food or book groomingPremier adds monthly rewards and stronger everyday perks for nutrition, grooming, and vet services.Free-$24.99/monthPetco Vital Care

Deal-smart move: Use the rewards program and stack it with promo codes when you can. Browse Groupon coupons .

Bed Bath & Beyond Rewards

Bed Bath & Beyond has a rewards program called Welcome Rewards+ , which earns members 5% back with every single purchase plus free standard shipping and extended 60-day returns. However, this rewards program does cost $24.95 per year.

What is the Welcome Rewards+ Program?

Beyond+ helps frequent shoppers save money on everyday purchases as well as professional design services.

  • Cost: $24.95 per year
  • Discount: 5% back in rewards (5 points per $1 spent) every time you shop. For example, 500 points = $5 in rewards.
  • Benefits: Rewards+ members also get free standard shipping year-round, plus $3 for leaving text reviews or $6 for reviews with photos.
  • How to apply: Sign up in-store or online

Bath & Body Works Rewards

Bath & Body Works has a loyalty program called My Bath & Body Works, or My B&BW for short.

What is My Bath & Body Works?

My Bath & Body Works is a free customer rewards program where shoppers earn points in-store and online toward a free reward item of up to $18.95 in value. Shoppers earn credit for every dollar spent on eligible purchases.

  • Discount: $10 off a $30 purchase. Then, earn 10 points per $1 spent; 1,000 points can be redeemed for a free product up to $18.95.
  • Benefits: Members may also get special offers from time to time
  • How to Apply: Sign up in-store, online, or through the Bath & Body Works app

Best Buy Rewards

Best Buy’s membership program is called My Best Buy. It includes a free tier plus two paid options (Plus and Total) with extras like member pricing, faster shipping, and added tech support. Before you check out, it’s worth a quick look at Groupon’s latest Best Buy promo codes .

What is My Best Buy?

My Best Buy is Best Buy’s membership program that offers free shipping and access to member perks. Depending on the tier you choose, benefits can include member-only prices, an extended return window, protection plans, and ongoing tech support.

  • Cost: Free (My Best Buy). $49.99/year (My Best Buy Plus). $179.99/year (My Best Buy Total).
  • Discount: Member-only prices on thousands of items with Plus and Total, plus exclusive access to select sales, events, and products (as listed by Best Buy).
  • Benefits: All tiers: Free standard shipping
  • Plus and Total: Free 2-day shipping, extended 60-day return window on most products
  • Total: Protection plans (including AppleCare+), free in-store and remote computer/tablet services, 24/7 tech support, VIP member support, and 20% off repairs
  • How to Apply: Sign up online and choose your tier on Best Buy’s My Best Buy page.

CVS pharmacy offers a customer loyalty program called CVS ExtraCare, which helps shoppers score sale prices and earn ExtraBucks Rewards.

What is CVS ExtraCare?

CVS ExtraCare is a free rewards membership program, and by signing up, shoppers will earn 2% back in ExtraBucks Rewards with every purchase, as well as exclusive sale prices and special offers.

  • Discount: Earn 2% of eligible purchases back through ExtraBucks Rewards. Alcohol, lottery, money orders, and certain other purchases are ineligible for reward earnings
  • Benefits: Special offers will be printed on members' receipts and they'll also get exclusive offers via email, as well as in-store sale prices
  • How to Apply: Sign up in-store or create an account online

Dick’s Sporting Goods Rewards

With a Dick’s Sporting Goods ScoreCard , shoppers can earn points toward rewards (300 points = $10) and gain access to exclusive discounts, coupons, and giveaways.

What is Dick’s Sporting Goods ScoreCard?

Dick’s Sporting Goods ’ rewards customers carry a ScoreCard (or ScoreCard Gold, if they spend $500 or more per calendar year), and earn points on every dollar they spend toward valuable rewards.

  • Discount: Earn one point per $1 spent on qualified purchases, or two points per $1 when using a Dick’s Sporting Goods charge card (aka ScoreRewards credit card). ScoreCard Gold members earn three points per $1 on any one day of the calendar year they choose. Points value: 300 points = $10 reward to be redeemed at Dick’s.
  • Benefits: ScoreCard members also earn access to exclusive offers, faster online checkout, and are the first to know about new merchandise and gear
  • How to Apply: Create a ScoreCard account online or ask the sales rep in-store

Home Depot Rewards

The Home Depot offers the Pro Xtra Loyalty Program, where members earn exclusive perks just for shopping. The program is designed for building and contracting professionals who shop at The Home Depot often.

What is Home Depot’s Pro Xtra Loyalty Program

By joining The Home Depot’s free Pro Xtra Loyalty Program , members can earn exclusive offers delivered directly to their inboxes, as well as volume pricing on qualifying purchases of $1,500 or more. Pro Xtra members also save up to 20% on paints, stains, and primers in-store and online and can easily track their purchases.

  • Discount: 20% off paints, stains, and primers, volume pricing on purchases of $1,500 or more, exclusive offers via email, snail mail, and The Home Depot app
  • Benefits: Members also earn bonus perks like a free drink or snack
  • How to Apply: Open a Pro account online or talk to an in-store sales rep

JCPenney Rewards

JCPenney offers a free rewards program, as well as a line of merchant credit cards, that can help customers earn points toward valuable coupons (200 points = $10 reward). The program is simply called JCPenney Rewards.

What is JCPenney Rewards?

JCPenney Rewards members earn points for every qualifying purchase they make, as well as getting access to exclusive bonus events to save even more.

  • Discount: Get a $10 JCPenney Rewards coupon for every 200 points earned (earn 1 point per $1 spent, or 1.5 points per $1 spent for JCPenney cardholders)
  • Benefits: Access to special savings opportunities available only to members as well as a free yearly birthday gift
  • How to Apply: Sign up online by email address or talk to the sales rep in the store

Kohl’s Rewards

Beloved department store Kohl’s offers a rewards program that helps shoppers earn valuable Kohl’s Cash every time they spend. The program is called Kohl’s Rewards, and has replaced the Yes2You rewards program the store used to offer.

What is Kohl’s Rewards?

Kohl’s Rewards ups the ante by allowing members to earn 5% back on purchases every time they shop, which is issued in $5 increments of Kohl’s Cash on the first of each month. Members also receive birthday gifts and personalized perks to help them earn rewards even more quickly.

  • Discount: Members earn 5% back on purchases in the form of Kohl’s Cash, and Kohl's cardholders earn 7.5% back.
  • Benefits: Members also get a special birthday gift, plus personalized perks and savings opportunities throughout the year
  • How to Apply: Enroll online, on the Kohl’s app, or in store

Macy’s Rewards

The loyalty program at Macy’s is called Macy’s Star Rewards , and offers members the opportunity to earn 1% of eligible purchases back in the form of rewards points (along with higher tiers of earnings for Macy’s credit card holders). Points value: 1000 points = $10 in Star Money. For more ways to save, check out our Macy's Sales Calendar .

What is Macy’s Star Rewards?

Customers who love to get a discount at Macy’s and hold a Macy’s credit card can earn rewards at a faster rate, though the rewards program is available to all shoppers. Along with rewards, members get birthday surprises and other exclusive perks.

  • Cost: Free. Earn Silver Star Rewards status by paying with a Macy’s credit card, Gold Star Rewards status by spending $500-$1,199 per year on your Macy’s credit card, or Platinum Star Rewards status by spending $1,200 or more.
  • Discount: Earn a $10 Star Money reward for every 1,000 points accrued. Bronze Star Rewards members earn 1% in points on eligible purchases, Silver members 2%, Gold members 3%, and Platinum members 5%.
  • Benefits: All member tiers get a birthday surprise, access to Star Money Bonus Days and other exclusive offers, and Gold and Platinum members get free standard shipping with no minimum purchase price.
  • How to Apply: Enroll in Star Rewards online or in-store, or apply for a Macy’s credit card to be automatically enrolled.

Nordstrom Rewards

Nordstrom’s customer loyalty program is called The Nordy Club , and like other rewards programs offers members the opportunity to earn points on their purchases toward coupons (called Nordstrom Notes) that can be used at Nordstrom. Get even more savings advice at Nordstrom .

What is The Nordy Club?

The Nordy Club is free and open to all Nordstrom shoppers , though Nordstrom debit and credit card holders can earn rewards at a faster rate. Earn 2,000 points to earn a $20 Nordstrom Note, which can be used at Nordstrom, Nordstrom Rack, HauteLook, or Nordstrom Trunk Club.

  • Discount: Earn a $20 Nordstrom Note for every 2,000 points accumulated. Members earn one point per $1 spent, and debit card holders earn two points per $1 and credit card holders earn three points
  • Benefits: Along with the accumulation of Nordstrom Notes, members also have the opportunity to earn bonus points at events throughout the year as well as free basic alterations and first-to-shop privileges on select brands
  • How to Apply: Enroll online, in store or using the Nordstrom app

OfficeDepot Rewards

The OfficeDepot rewards program is shared by OfficeMax, and offers shoppers the opportunity to earn rewards by shopping, recycling, and leaving reviews.

What is OfficeDepot Rewards?

Shoppers who love a discount at OfficeDepot will love the free OfficeDepot/OfficeMax Rewards program, which also offers members access to exclusive Member Pricing and Bonus Rewards to help them save even more.

  • Discount: Earn 2% of purchases back in the form of rewards, which are paid out monthly online (at a minimum of $3). Members can also earn $2 in rewards by recycling ink and toner cartridges up to 10 times per month or by leaving reviews up to three times per month.

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